Can I get a Portuguese mortgage as a Norwegian buyer — and how does it work?

Yes — Portuguese banks lend to EEA buyers, typically 60–70% loan-to-value for non-residents (more once you're resident), with your Norwegian income documented and assessed. Rates and terms vary enough between banks that brokering pays for itself. Two cross-border wrinkles Norwegians miss: the Norwegian wealth-tax effect differs between a mortgaged and an unmortgaged foreign property, and debt-interest deductions follow rules on both sides. Our Portugal partner MyProperty is a licensed credit intermediary — this is precisely the step where local licensing matters.